实用指南
基础术语表
理解基础金融词汇能提升自主判断，减少跟风决策。
要点
- 理解术语减少错误
- 缩写很重要
- 少而清晰更好
- 术语表是工具
Key terms to master
TER: annual fund cost; UCITS: European product standard; NAV: theoretical share value; spread: bid-ask difference.
Also add benchmark, tracking difference and volatility to the basic vocabulary.
How to use it
Every time you evaluate an ETF, check whether you understand the main terms.
If a term remains unclear, stop and clarify it before investing.
Goal
The goal is not to sound like an expert, but to decide clearly.
A robust minimum vocabulary protects you from choices made only by imitation.
现在该做什么
Create a personal mini glossary of 10 terms: if you can explain them aloud in your own words, you have already made a huge step.