実践ガイド
PACの仕組み
PACは投資を習慣にします。完璧なタイミングを狙うより、定期的に積み立てます。
重要ポイント
- タイミングより規律
- 下落時に多く買える
- 利益は保証されない
- 継続可能性が重要
Why many people start here
A PAC makes investing a routine, not a bet on the perfect entry point.
Behaviourally it is powerful because it stops you from freezing every time the market becomes scary.
Benefits and limits
Benefits include consistency, lower stress and gradual exposure to risk.
The limit is that if the market rises strongly and continuously, investing a lump sum at the start can do better.
Choosing amount and duration
The right amount is the one you can keep even during difficult months.
A 150 euro PAC that lasts ten years is better than a 500 euro PAC stopped after six months.
次にすること
Set a sustainable monthly amount and automate it for 12 months: quiet discipline usually beats bursts of enthusiasm.